December 18, 2022
December 15, 2022
Tax-Free First Home Savings Account – your questions answered
The FHSA offers prospective first-time home buyers the ability to save $40,000 tax-free. Like registered retirement savings plans (RRSP), contributions to an FHSA would be tax deductible. Like tax-free savings accounts (TFSA), income and gains...
July 9, 2020
RRSP Home Buyers’ Plan
One great source of funding for your mortgage down payment is a Registered Retirement Savings Plan (RRSP). The Canadian government’s Home Buyers’ Plan (HBP) allows first time home buyers to borrow up to $35,000 from...
July 9, 2020
First-Time Home Buyers’ Tax Credit
The First-time Home Buyers’ Tax Credit was introduced as part of ‘Canada’s Economic Action Plan’ to assist Canadians in purchasing their first home. It is designed to help recover closing costs such as legal expenses, inspections,...
July 9, 2020
Your Home Search
I love helping buyers find their dream home. That’s why I work with each client individually, taking the time to understand their unique lifestyles, needs and wishes. This is about more than a certain number...
July 9, 2020
Buyer Representation (vs. Customer Service)
Very few people are aware of the differences between Buyer Representation and Buyer Customer Service. As your Representative I can: Protect You Keep information confidential Educate you on property values Notify you first on newly...
July 9, 2020
Federal First-Time Home Buyer Incentive
Purchase Price $400,000 Downpayment – 5% $20,000 3% – 25yr amortization $1,798.33 (PI) Federal Incentive – 5% $20,000 Reduces Monthly Mortgage $1,703.68 (PI) Annual Savings $1,135.75 ($28,393.75 over 25yrs) The incentive...
July 9, 2020
Making an Offer
Once you have found the property you want, I will write a purchase agreement. While much of the agreement is standard, there are a few areas that we can negotiate: The Price What you offer...
July 9, 2020
Frequently Asked Questions
How will I tell you about the newest homes available? The Multiple Listing Service Website provides up-to-date information for every home on the market. I constantly check the New on Market list so I can...