First Time Buyer

One great source of funding for your mortgage down payment is a Registered Retirement Savings Plan (RRSP). The Canadian government’s Home Buyers’ Plan (HBP) allows first time home buyers to borrow up to $35,000 from...

The First-time Home Buyers’ Tax Credit was introduced as part of ‘Canada’s Economic Action Plan’ to assist Canadians in purchasing their first home. It is designed to help recover closing costs such as legal expenses, inspections,...

I love helping buyers find their dream home.  That’s why I work with each client individually, taking the time to understand their unique lifestyles, needs and wishes.  This is about more than a certain number...

Purchase Price                                  $400,000 Downpayment – 5%                       $20,000 3% – 25yr amortization                  $1,798.33 (PI) Federal Incentive – 5%                  $20,000 Reduces Monthly Mortgage        $1,703.68 (PI) Annual Savings                                 $1,135.75 ($28,393.75 over 25yrs) The incentive...