Buying

Oxford County Average Sale Price up 18.15% in 2020

2020 turned out to be an incredibly strong year for the Oxford County housing market! The big headline number is that the average sales price for Oxford County was up 18.15% in 2020!!! Click the buttons below for the average sales prices for Oxford County and individual municipalities within Oxford. Oxford County Woodstock Ingersoll Tillsonburg […]

RRSP Home Buyers’ Plan

One great source of funding for your mortgage down payment is a Registered Retirement Savings Plan (RRSP). The Canadian government’s Home Buyers’ Plan (HBP) allows first time home buyers to borrow up to $35,000 from your RRSP for a down payment, tax-free. If you’re purchasing with someone who is also a first time homebuyer, you […]

First-Time Home Buyers’ Tax Credit

The First-time Home Buyers’ Tax Credit was introduced as part of ‘Canada’s Economic Action Plan’ to assist Canadians in purchasing their first home. It is designed to help recover closing costs such as legal expenses, inspections, and land transfer tax. The Home Buyers’ Tax Credit, at current taxation rates, works out to a rebate of $750 […]

Your Home Search

I love helping buyers find their dream home.  That’s why I work with each client individually, taking the time to understand their unique lifestyles, needs and wishes.  This is about more than a certain number of bedrooms or a particular postal code.  It’s about your life, and it’s important to me.  My real estate business […]

Buyer Representation (vs. Customer Service)

Very few people are aware of the differences between Buyer Representation and Buyer Customer Service.  As your Representative I can: Protect You Keep information confidential Educate you on property values Notify you first on newly listed homes Recommend the seller be responsible for items Give you opinions on properties Create a negotiating strategy Discuss negative […]

Federal First-Time Home Buyer Incentive

Purchase Price                                  $400,000 Downpayment – 5%                       $20,000 3% – 25yr amortization                  $1,798.33 (PI) Federal Incentive – 5%                  $20,000 Reduces Monthly Mortgage        $1,703.68 (PI) Annual Savings                                 $1,135.75 ($28,393.75 over 25yrs) The incentive will need to be repaid as a percentage of the home’s current value at the time of sale (5% of […]

Making an Offer

Once you have found the property you want, I will write a purchase agreement.  While much of the agreement is standard, there are a few areas that we can negotiate: The Price What you offer on a property depends on a number of factors including: Condition Number of days on the market Buyer activity Urgency […]

Frequently Asked Questions

How will I tell you about the newest homes available? The Multiple Listing Service Website provides up-to-date information for every home on the market.  I constantly check the New on Market list so I can be on the lookout for homes meeting your criteria.  I will get you this information right away, the way that […]