Buying

RRSP Home Buyers’ Plan
July 9, 2020

RRSP Home Buyers’ Plan

One great source of funding for your mortgage down payment is a Registered Retirement Savings Plan (RRSP). The Canadian government’s Home Buyers’ Plan (HBP) allows first time home buyers to borrow up to $35,000 from...
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Your Home Search
July 9, 2020

Your Home Search

I love helping buyers find their dream home.  That’s why I work with each client individually, taking the time to understand their unique lifestyles, needs and wishes.  This is about more than a certain number...
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Federal First-Time Home Buyer Incentive
July 9, 2020

Federal First-Time Home Buyer Incentive

Purchase Price                                  $400,000 Downpayment – 5%                       $20,000 3% – 25yr amortization                  $1,798.33 (PI) Federal Incentive – 5%                  $20,000 Reduces Monthly Mortgage        $1,703.68 (PI) Annual Savings                                 $1,135.75 ($28,393.75 over 25yrs) The incentive...
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Making an Offer
July 9, 2020

Making an Offer

Once you have found the property you want, I will write a purchase agreement.  While much of the agreement is standard, there are a few areas that we can negotiate: The Price What you offer...
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